Credit card rewards optimization for specific spending categories

Turn rotating 5% categories into automatic cash back every quarter

Stop guessing which card to use for groceries, gas, dining, and online shopping. Get a clear system that matches each purchase to the highest‑earning card.

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If this sounds familiar

  • Forgetting which card gives 5% this quarter
  • Missing rotating category deadlines
  • Juggling multiple cards without a simple tracker
  • Leaving cash‑back on the table each month

What this guide changes

  • Quarterly category calendar built into a spreadsheet
  • One‑click card selector for every spend type
  • Printable checklist to activate categories on time
  • FAQ that answers common activation and redemption questions

What you get

Today's price: $17.00 · one payment, lifetime access

Inside the guide

Questions

Do I need a Discover card to use this system?

The guide works with any card that offers rotating 5% categories, but it is optimized for Discover it® and similar programs. You can apply the same steps to other issuers.

How often do I update the spreadsheet?

You update it once per quarter when new categories are announced. The template includes a reminder column so you never miss a change.

Is there a money‑back guarantee?

If you don’t earn more cash back in 30 days, email us for a full refund.

Get Credit card rewards optimization for specific spending categories

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30-day guarantee

If you don’t earn more cash back in 30 days, email us for a full refund.