Credit card rewards optimization for specific spending categories
Turn rotating 5% categories into automatic cash back every quarter
Stop guessing which card to use for groceries, gas, dining, and online shopping. Get a clear system that matches each purchase to the highest‑earning card.
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If this sounds familiar
- Forgetting which card gives 5% this quarter
- Missing rotating category deadlines
- Juggling multiple cards without a simple tracker
- Leaving cash‑back on the table each month
What this guide changes
- Quarterly category calendar built into a spreadsheet
- One‑click card selector for every spend type
- Printable checklist to activate categories on time
- FAQ that answers common activation and redemption questions
What you get
- Web guideIncluded
- Printable checklistIncluded
- FAQIncluded
- Total value$17.00 today
Today's price: $17.00 · one payment, lifetime access
Inside the guide
- How rotating 5% categories work
- Setting up your category calendar
- Choosing the right card for each purchase
- Activating categories before deadlines
- Tracking earnings in the spreadsheet
- Quick answers to common questions
Questions
Do I need a Discover card to use this system?
The guide works with any card that offers rotating 5% categories, but it is optimized for Discover it® and similar programs. You can apply the same steps to other issuers.
How often do I update the spreadsheet?
You update it once per quarter when new categories are announced. The template includes a reminder column so you never miss a change.
Is there a money‑back guarantee?
If you don’t earn more cash back in 30 days, email us for a full refund.
Get Credit card rewards optimization for specific spending categories
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30-day guarantee
If you don’t earn more cash back in 30 days, email us for a full refund.